英日英語検定

出題中の問題:第14回

応募締切:2018年2月22日(木) 優秀者発表:2018年3月9日(金) 過去問レビューの一覧へ

以下の英文(見出し・本文)を日本語に翻訳しなさい。

私は時代遅れの現金主義者ですから、カードでの支払いには慣れていません。しかし、これからの人はカードでの支払いが義務付けられているケースが多いので、その知識はしっかりと身に着けておかねばなりませんね。

Time for Kids Feb. 4, 2018
見出し

What is the difference between a debit card and a credit card?

本文 Dabit cards and credit cards look similar. Both are pieces of plastic bearing the logo of the bank or credit union that issued them. Both also contain an embedded microchip that allows the card to be read by checkout terminals in stores, restaurants, and other places. The difference is in the money you're spending when you use the card.

A debit card is linked to your bank account. When you buy something using a dabit card, you're spending your own money, which is deducted from your account.

When you buy something with a credit card, you're using borrowed money - called credit - granted to you by the issuer of the card. At the end of the month, you'll receive a bill. Then you have a choice. If you pay back the full balance on the card, you will pay no interest and the cycle will start over.

But if you pay back only part of what you have borrowed, you will be charged interest on the rest. You'll owe interest until you pay the entire balance. If you charge $300 on a credit card with a 15% interest rate and don't pay it back for a year, it will cost you $345. The bottom line: It's best to use credit cards for purchases you can pay off quickly.
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